Articles

ITR filing: Can I Catch-up On Stock Market Losses In Lieu Of My Salary?
ITR filing: Can I Catch-up On Stock Market Losses In Lieu Of My Salary?

Basically, the stock markets transactions income will be taxed within the main ‘Capital gains or ‘Profits and gains of business and profession relying on whether the trades act as of investment or are taken out as trade exercise.

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LIC IPO: How Can Policyholders Apply To Get Eligible Discount?
LIC IPO: How Can Policyholders Apply To Get Eligible Discount?

LIC IPO on its first day of subscription received a good response. Despite the stock market falling after the Reserve Bank of India (RBI) hiked interest rates, the mega initial public offering (IPO) of Life Insurance Corporation (LIC) had a strong reaction from investors, with 67 per cent of the shares sold out on the first day of bidding on Wednesday.

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SBI Customers Can Invest In LIC IPO Via SBI YONO App, Check Out How
SBI Customers Can Invest In LIC IPO Via SBI YONO App, Check Out How

The LIC IPO is scheduled to launch on 4 May 2022 and will be available for subscription till 9 May 2022. Also, the IPO will be open for anchor investors on 2 May 2022. Despite the reduced size, LIC IPO will still be the largest IPO in the history of the IPO in the country.

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How To Check LIC IPO Allotment Status
How To Check LIC IPO Allotment Status

The Life Insurance Corporations (LIC) public issue offer, Indias biggest is finally here. It is set to launch on 4 May 2022. The forthcoming mega IPO will be one of the biggest initial public offerings (IPO) in the history of the Indian Capital Market opening next month.

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How To Link Aadhaar Card With Digilocker In 6-Easy Steps
How To Link Aadhaar Card With Digilocker In 6-Easy Steps

The DigiLocker is a digital platform that is introduced by the Government of Indias Ministry of Electronics and Information Technology (MeitY) under the Digital India Corporation. It is also a part of the Digital India Initiative of the Government of India.

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How To Link PAN With EPF Account Online?
How To Link PAN With EPF Account Online?

The beginning of a new fiscal year allows us to execute different financial activities, and members of the Employees Provident Fund Organisation (EPFO) have been required to link their PAN with their EPF account in order to fulfill KYC compliance. Non-linking of PAN with PF account can result in a variety of complications, the most notable of which is that one would have to pay higher TDS o

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5 Things To Check Before Signing A Rent Agreement
5 Things To Check Before Signing A Rent Agreement

A rental or lease agreement is a legally binding contract. Under the agreement both the owner and the tenant agree to abide by the rental laws and the terms of the agreement. A rent agreement is often drafted by the real estate agent appointed by both the landlord and the renter.

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Soverign Gold Bonds Pre-mature Redemption Timeline: Check Details
Soverign Gold Bonds Pre-mature Redemption Timeline: Check Details

In its release dated April 13, 2022, RBI provided the Sovereign Gold Bond (SGB) calendar for premature redemption during April -September 2022. The SGBs or sovereign gold bonds are bonds denominated in 1 gm of gold and the scheme was introduced way back in the year 2015 to encourage financial investments into gold and channelise individuals savings into physical gold to this form.

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How To Use SBI OTP Based Cash Withdrawal System & Make Deposit At Zero Cost?
How To Use SBI OTP Based Cash Withdrawal System & Make Deposit At Zero Cost?

Customer satisfaction has reached new heights in Indias banking sector, both in terms of ease and security. Most banks nowadays provide their customers with a variety of digital account management solutions as well as the ability to make cash-related transactions in a secure manner. The countrys largest lender, State Bank of India (SBI),

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Benefits Of FD: FDs Comes With Overdraft Facility, Here Are The Advantages Of Overdraft
Benefits Of FD: FDs Comes With Overdraft Facility, Here Are The Advantages Of Overdraft

One of the best parts of taking out a loan against an FD is that your investment remains intact, and you dont have to withdraw the money early for low returns. Instead, you might use your contributions to secure the needed loan amount. You may simply apply for an overdraft against your FDs using your online banking account, or you can visit your bank office and fill out a paper application. 

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Why Should You Add Dynamic Asset Allocation Funds To Your Portfolio?
Why Should You Add Dynamic Asset Allocation Funds To Your Portfolio?

If you are an investor whether stock or mutual fund, you must have frequently compelled to make decisions in your life, where should I invest? Or why should I invest in this fund? what does it offer? When it comes to financial options you no longer have to pick between debt and equity. Through a single fund, you may invest in both debt and equity assets.

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Mandatory eKYC For PMKisan Scheme Temporarily Suspended: Here’s Why
Mandatory eKYC For PMKisan Scheme Temporarily Suspended: Here’s Why

The PM-KISAN Scheme, which is funded by the Indian government, provides 100% financial support to farmers. All land-owning farmer families receive annual income support of 6,000/- in three equal installments under the plan. However, in order to be eligible for the fund benefit, one must complete the KYC. For PM KISAN registered farmers

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How To Book Doorstep Banking Services Online With IPPB?
How To Book Doorstep Banking Services Online With IPPB?

For customers who find it difficult to visit their bank for banking services, doorstep banking services transform the inconvenience into comfortable banking services right at their doorstep. The India Post Payments Bank (IPPB), a division of India Post that is owned by the Department of Post, a department under the Ministry of Communications of the Government of India, offers convenient doorstep b

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Benefits Of Investing In Liquid Mutual Funds
Benefits Of Investing In Liquid Mutual Funds

Liquid funds are perfect for investors looking to put their money in a safe place for a short period of time. The goal of these funds is to deliver larger returns than bank accounts while maintaining a similar degree of security.

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Follow These Simple Steps To Withdraw Your PF Online
Follow These Simple Steps To Withdraw Your PF Online

EPFO has recently taken a progressive approach, transitioning to a contemporary, digital, and paperless structure. Among the improvements are the online claim procedure, the elimination of employer attestation, e-nomination, and e-KYC, to name a few. A EPF member may withdraw his or her provident fund account accumulations under specific conditions.

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Step-By-Step-Guide On How To Check Your EPF Claim Status
Step-By-Step-Guide On How To Check Your EPF Claim Status

EPF, or Employees Provident Fund, is sometimes referred to as PF is a government-sponsored savings plan for organized-sector employees. EPFO offers a variety of services through the governments unified mobile app, Umang. The Google Play Store/App Store is where you can get the app.

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Here's How You Can File Your EPFO e-Nomination Online Via UAN
Here's How You Can File Your EPFO e-Nomination Online Via UAN

E-nomination, according to the EPFO, is necessary for online payment of PF, pension, and the EDLI up to $7 lakh to qualified family members. Nominations can be amended at any time, according to the EPFO, but it is required after marriage. To secure social security for their family/nominee, the EPFO has invited its customers to submit for e-nomination using the UAN.

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Here's How You Can Check Your PF Balance
Here's How You Can Check Your PF Balance

Employees who contribute to the EPF account can access their account information over the internet. Employees provident fund organisation (EPFO) has undergone several adjustments and advancements in terms of providing access to their provident fund-related information. Subscribers to the EPF no longer have to wait until the end of the fiscal year to get information about it.

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How To Make Cheque Deposit At SBI (CDK) Terminal?
How To Make Cheque Deposit At SBI (CDK) Terminal?

A cheque deposit kiosk (CDK) is a unique device that allows a customer to deposit a cheque without having to go to the bank. Avoiding huge waits, and conducting secure transactions in a matter of seconds with a CDK machine can be done nowadays, thanks to our growing banking system. Remember the old days when customers had to visit the bank, wait in lengthy crowds, fill up cheque deposit slips

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Step By Step Guide On How To Download Form 26AS From New Income Tax Portal
Step By Step Guide On How To Download Form 26AS From New Income Tax Portal

Form 26AS is a statement that shows the amount of TDS or TCS deducted from a taxpayers various sources of income. It also includes information on the taxpayers advance tax/self-assessment tax payments and high-value transactions.

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How To Get Same Day NAV For Mutual Fund Investment?
How To Get Same Day NAV For Mutual Fund Investment?

Although the NAV of mutual funds isnt the be-all and end-all of mutual fund investing, it is critical in calculating your profitability. As a result, keeping these criteria in mind might assist you in making better financial selections and possibly increase your income. To make well-informed investing decisions, you might utilize a mutual fund SIP calculator.

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These 4 Asset Class Against Which You Can Apply For Loan
These 4 Asset Class Against Which You Can Apply For Loan

In our 20s, as soon as we start earning money and you start establishing your financial freedom, and start accumulating assets. Although most people associate assets with the term investment, because the goal is to earn strong returns and/or dispose of them at a profit, there is another less-known aspect of holding assets: loans. If you need money for a financial emergency or a life emergency,

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5 High-Value Cash Transactions That Can Get You Income Tax Notice
5 High-Value Cash Transactions That Can Get You Income Tax Notice

If you engage in high-value cash transactions, then you are likely to get a notice from the Income Tax Department. When the value of a transaction surpasses a specific level, the Income Tax Department must be notified. The tax department maintains a tight eye on a variety of cash-related activities; banks, mutual fund companies, brokerages, and property registrars must notify the tax department if

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Small Savings Schemes: 2 Account Related Tasks To Complete Before March
Small Savings Schemes: 2 Account Related Tasks To Complete Before March

Customers who invest in small savings schemes or post office schemes operated by the Department of Posts, Ministry of Communications, Government of India, now have 2 important tasks to perform before the end of the fiscal year on March 31, 2022.

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10 Reasons Why Should You Start SIP
10 Reasons Why Should You Start SIP

Mutual funds have been continuously growing in India as more people begin to invest in the hope of making a profit. The Security and Exchange of India (SEBI) and the Association of Mutual Funds in India (AMFI) have implemented various severe steps to protect the returns and interests of all investors, and every mutual fund scheme and asset management company (AMC) must follow these policies.

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4 Income Tax Related Tasks To Finish Before 31st March 2022
4 Income Tax Related Tasks To Finish Before 31st March 2022

As the financial year draws to a close on March 31, 2022, the Income Tax Department has identified three important income tax-related tasks that must be completed by the end of the month.

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ITR Filing: Step By Step Guide, Documents Required and Different Forms
ITR Filing: Step By Step Guide, Documents Required and Different Forms

The Income Tax Laws of India are drafted by the government. Individuals, Hindu Undivided Families (HUFs), corporations, firms, LLPs, associations of persons, bodies of individuals, municipal authorities, and any other artificial juridical person are all subject to a tax imposed by the government on their taxable income.

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Here's How You Can Verify Your Aadhaar Online Via UIDAI
Here's How You Can Verify Your Aadhaar Online Via UIDAI

Aadhaar card has become a very important document over the years. Its use has become essential for availing various other services including banking, vehicle registration, and insurance policies. Aadhaar card contains authenticated information of your biometrics and important personal information is recorded.

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RBI Warns Against SMS, Email, Instant Messaging, Call & OTP Scams, Check Precautions
RBI Warns Against SMS, Email, Instant Messaging, Call & OTP Scams, Check Precautions

The Reserve Bank of India (RBI) has cautioned individuals against SMS, email, instant messaging, phone calls, and one-time password (OTP) frauds. The Reserve Bank of India (RBI) has released a booklet titled BE(A)WARE - Be Aware and Beware! to raise awareness about fraudulent transactions in which fraudsters utilise a variety of methods to obtain a persons confidential information, causing that

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4 Personal Finance You Should Do With Your Salary
4 Personal Finance You Should Do With Your Salary

The most difficult decision for new investors is where to put their extra funds. The first job and the first income are two landmarks and turning events in our life that we will remember for the rest of our lives. However, in todays society, when basic essentials like a house and a car are expensive, and retirement expenditures are steadily rising, its critical to start saving early.

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5 Benefits Of Investing In Real Estate
5 Benefits Of Investing In Real Estate

if youre thinking about real estate investment, you should also think about the risk involved, in addition to the rewards listed above. Real estate, like any other investment, comes with its own set of dangers that, if not handled or mitigated appropriately, can result in a loss of cash. Despite the hazards, real estate is the finest investment vehicle for financial flexibility, time independence

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Check Out These Six Factors Before Investing In Mutual Funds Through SIP
Check Out These Six Factors Before Investing In Mutual Funds Through SIP

One of the simplest and smartest methods to invest in mutual funds is through a SIP or systematic investment plan. Under the SIP, investors can set aside a pre-determined amount for a specific period of time on a specific day of the month. The money invested in each instalment is divided into units. Many of you may know how to establish a SIP investment and have a basic understanding

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5 Ways You Can Spot Crypto Scam And Save Yourself
5 Ways You Can Spot Crypto Scam And Save Yourself

The craze of cryptocurrency has spread across the country and the world. As crypto-assets continue to attract the interest of investors all over the world, they have also become a target for con artists aiming to earn quick money by manipulating those who will do everything to get rich. Experts advise that while researching digital bitcoin firms and start-ups, make sure theyre blockchain-powered,

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Physical Gold Or Gold ETF: Things You Should Know To Make Better Investment
Physical Gold Or Gold ETF: Things You Should Know To Make Better Investment

Gold has always been seen as a safe haven against rising inflation. The theory is that as inflation rises, the rupee will lose value, but it will continue to keep up with inflation, as it has in the past. As a result, we know that gold is beneficial when inflation is high. Today, gold is a reasonably simple asset to invest in. Gold bullion or jewellery can be purchased and stored in your house

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SBI Tax Saving FD: How To Open Tax Saving FD Online?
SBI Tax Saving FD: How To Open Tax Saving FD Online?

Individuals who match the SBIs qualifying requirements can open a tax-saving Fixed deposit account with the bank. To open this deposit account, go to the banks nearest branch office and fill out the necessary paperwork. Through online banking, users may also create a tax-deferred term deposit account. Individuals must have an online banking login and password, as well as at least one transaction

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Things You Should Know About FDs To Make Right Investment Decision And Also Save Tax
Things You Should Know About FDs To Make Right Investment Decision And Also Save Tax

Fixed deposits are one of the countrys safest and most popular investment alternatives. If you understand the product and make sensible decisions to maximize your investment benefits, FDs may provide a good return. Customers can deposit money in their FD products at almost all banks and financial institutions. FDs are also offered in a variety of tenure choices and characteristics.

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Here's How You Can Lock-Unlock Aadhaar Card Biometric Online
Here's How You Can Lock-Unlock Aadhaar Card Biometric Online

Aadhaar is now considered one of the most important identity documents to avail any service in the country including opening a bank account. An Aadhaar card is a12 digit number called Aadhaar number. The Aadhaar Number contains various details of the individual such as his/her details like name, address, biometric, and other details. These details are important as a minor compromise on this infor

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Senior Citizen Savings Scheme: Why Linking A Savings Account With SCSS Is A Must?
Senior Citizen Savings Scheme: Why Linking A Savings Account With SCSS Is A Must?

Senior Citizen Savings Scheme (SCSS) has been found to be more appealing for senior citizens wanting to invest, firstly due to deposit safety as the scheme is managed by the Government of India, and secondly because depositors will receive a higher return than traditional fixed deposits as the scheme will offer an interest rate of 7.4 percent per annum.

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Here's How You Can Check Whether Your Aadhaar Card Is Misused Or Not
Here's How You Can Check Whether Your Aadhaar Card Is Misused Or Not

The Aadhar card is a crucial document for completing any sort of employment. Every Indian citizen receives one from the Unique Identification Authority of India. When you consider how important it is, its disappearance might be a source of concern. Fraudsters frequently utilize the 12-digit ID card to defraud individuals.

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Using The CIBIL Score You Can Check If Your PAN Card Is Compromised; Here's How
Using The CIBIL Score You Can Check If Your PAN Card Is Compromised; Here's How

PAN Card is a typical document that uses a unique PAN Card number to identify an individual. Furthermore, most peoples PANs are linked to all of their financial and bank accounts. PAN makes it easy for credit bureaus to find your information quickly. When you use your PAN Card number to access your CIBIL score, it is only utilized for one thing: finding your credit information and validating it

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SBI Safe Deposit Locker: How To Raise Claim After Death of Hirer?
SBI Safe Deposit Locker: How To Raise Claim After Death of Hirer?

Safe deposit lockers are available in a significant number of branches of the countrys largest lender, State Bank of India (SBI), for the safekeeping of valuables or articles. A modest annual fee is charged, which is determined by the size of the locker and the location of the branch and is paid in advance for the particular year.

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How To Update Mobile Number, Email ID & Date of Birth In EPF Account?
How To Update Mobile Number, Email ID & Date of Birth In EPF Account?

Your account credentials must be updated in order for your Employees Provident Fund (EPF) account to be completely KYC compliant. If you have a valid mobile number linked with your EPF account, you can generate a one-time password (OTP) to process any claim or account-related application.

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How To Transfer SSY Account From One Bank To Another Bank?
How To Transfer SSY Account From One Bank To Another Bank?

An SSY account opened at a post office or bank can be transferred to another bank or vice versa. To begin with, keep your passbook and other documentation available before requesting for a transfer. To transfer an SSY account from one bank to another, account holders must go to the post office or bank where they have their primary account. The girl kid does not need to be present at the branch

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What Is Bonus Stripping? Amended Rules In Respect Of It In Budget 2022
What Is Bonus Stripping? Amended Rules In Respect Of It In Budget 2022

After the bonus shares are announced investors buy shares with an intent to sell the original shares at reduced prices.

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UPI Payment: How To Use UPI123Pay For Feature Phones?
UPI Payment: How To Use UPI123Pay For Feature Phones?

The Reserve Bank of India (RBI) and the National Payments Corporation of India (NPCI) launched UPI123pay for feature phones on Tuesday in order to increase the digital economy and online payment acceptance across the nation. Customers using feature phones or phones with a basic keypad will be able to make UPI payments without having access to the internet as a result of the endeavour.

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RBI Emphasises The Need For Keeping One's Personal Information Confidential
RBI Emphasises The Need For Keeping One's Personal Information Confidential

In the course of digital economic growth, India is also experiencing a surge in a variety of financial scams. In this digital age, it is crucial to keep ones personal information confidential in order to prevent being a victim of financial fraud. To combat rising financial fraud, the Reserve Bank of India (RBI) has issued a booklet titled BE(A)WARE, which describes the main methods employed by

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EPFO Unveils This Update For Women Members On The Occasion of Women's Day
EPFO Unveils This Update For Women Members On The Occasion of Women's Day

The Employees Provident Fund Organisation (EPFO), a statutory body under the Government of Indias Ministry of Labour and Employment, has urged establishments to facilitate 100 percent e-nomination of their women employees in order for them to be recognised and rewarded on Womens Day, which is on March 8, 2022. Establishments that have filed an e-nomination for December 2021 and January 2022 are

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Here's How You Can Apply For Paytm FASTag And Check FASTag Balance
Here's How You Can Apply For Paytm FASTag And Check FASTag Balance

Indians can use Paytm Payments Banks mobile-only savings accounts, current accounts, fixed deposits with partner bank, and payment instruments such as UPI, wallets, and FASTag, among other services, to make digital payments and banking transactions. Because of its enormous user base, Paytm has been able to increase its numbers. Paytm FASTag provides consumers with ease by allowing them to pay st

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This Bank Is Offering Amazon Gift Card Benefits On Opening of Savings Account
This Bank Is Offering Amazon Gift Card Benefits On Opening of Savings Account

Suryoday Small Finance Bank is providing Amazon Gift Card benefits to its savings account holders during the Campaign Period, which runs from February 15th to March 31st, 2022. (both days inclusive).

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How to Apply For Baal Aadhaar Card For New Born Child? Learn In Simple Steps
How to Apply For Baal Aadhaar Card For New Born Child? Learn In Simple Steps

In the latest development, the Unique Identification Authority of India (UIDAI) has announced that even babies can now be enrolled in Aadhaar. Biometric information like as fingerprints and iris scans are not included in a childs Aadhaar data. Once the child crosses the age of 5, biometrics need to be updated, UIDAI has said. 

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